EXPLAINING THE UPS AND DOWNS OF LIFE AND THE SPIRIT LAW OF TITHING

 

 

An understanding of spiritual laws can enable the intelligent and disciplined seeker to stay on top of things, as he journeys towards Material Mastery and, more importantly, Spiritual Perfection.  Here follows one such revealing exposition of spirit laws ...

 

Life is not a monotonous series of events.  There are ups and downs.  As they say, what goes up must come down.  And for the downtrodden, what is down and seemingly out, like a wheel, must come up.  Why is this so?

 

Life is a cycle.  There are rhythms in life.  This is indicative of the greater life, the cosmic life.  Think of the rhythm of life as the manifestation of the breathing of the cosmic life.  Yes, there is rhythm in life as there is rhythm in breathing. You breathe in slowly, and slowly you breathe out. Sometimes you breathe in faster;  at other times you breathe out faster.  The cosmic life is like that. But no matter how slow or fast, there is periodicity.  Like the notes in a piano, the octaves vary but the do, re, mi ... in each octave are recognizable.

 

Meet Your Karmlc Debt Collector

 

When one is up, why does one have to be pulled down, just like a wheel? When one is up, naturally people take notice.  And so with the spirits, particularly one's lord karma, the one in charge of collecting and ensuring your payment of karmic debts.  And seeing that your record requires payment of karmic debts, then he comes and collects.

 

Thus, when your business is up and booming and he sees you with money karmic debts, then lord karma entices you to accept the proposal of an embezzler. He entices a bad customer to come and get huge credit from you.  And you are tempted to accept the embezzler's proposal and to give credit terms to the bad customer.  Or sometimes, the lord karma collects the money karmic debts of a very good customer of yours and so his resulting inability to pay pulls you down.  When you are unprepared for such exigency, then you go bankrupt with him.  So many banks fold up following this pattern.  This illustrates that the fortune of life is like a wheel.

 

With this knowledge, how can one who is on top avoid going down?  Can something be done about money karmic debts?  Before the lord karma sees you in his periodic review, particularly in the critical ages from 36 to 42, when you are basking in your glory after you have "triumphed" from years 29 to 35, why not pay in advance?  Adopt the policy of tithing.

 

Make the offer to tithe regularly to God directly, or through your Guardian Angel, as part payment of karmic debt.  You can burn your petition as signal to the right and left spirits of your adoption of the tithing policy.  Doing such, the left will have no right to collect once you follow the 10% tithing rule.  Under this rule, you allocate 10% of your incoming cash flow to charity, to a church of God, or directly to the seemingly forgotten unfortunate lovely creatures of God --- like the disabled, the blind, the old, the sick in charity hospitals unable to pay for medicine and bills, and those who seemingly by themselves will not be able to struggle in life through their own effort but need the help of kind souls.

 

Do not worry. Have faith.  When payment is more than your karmic debt, then it will come back to you ten times in the form of good luck.

 

Paying Your Love Karmic Debts

 

This example in business is also true in a relationship between man and woman, of husband and wife.  When romance is at its peak and lord karma sees Love debts, then he does something to ruin the relationship so that both suffer the pain.  It might be a trivial misunderstanding that leads to separation.  It might be that one is suddenly given the opportunity to travel abroad and so the beautiful relationship is broken.  And if only one has karmic debt, then the other party with no Love karmic debt will find a better guy or woman as the case maybe, and leave the sad experience behind, totally erased and forgotten. If it is the relationship between husband and wife, the lord karma tempts one or both by bringing suitors to the woman, or beautiful teasing girls to the man, until one or both fall depending on who has the Love karmic debt.  If both suffer, then both must have karmic debts.  It might be the woman first, then the man later, or vice versa.  In any case, the beautiful relationship turns sour.

 

How can such love relationship be restored to its glory once lord karma comes and starts collecting?  It cannot be restored to its previous height of romance for by then both are to learn the next lesson of Love --- that of loving one's neighbor.  As for the sweetheart relationship, it is better for both to meet new partners as the previous relationship has already been cut off by lord karma in heaven.  In short, the breakup has already been used as payment of karmic debt. To therefore continue is to incur lord karma's continuous interference with the relationship.

 

Prayer Sustains Relationships

 

With this knowledge, how does the couple avoid the new or existing relationship from splitting up?  Water the love relationship with praying together.  The pranic energy generated by prayers will be used to insulate the couple from the tentacles of lord karma.  Some of the credits earned by praying together will be used to pay the karmic debt of both, or one of them.  With the regular praying together, the couple is insulated from the prying eyes of lord karma.  The common praying need not be long.  It can be short but often so as to keep the love relationship always wet and dripping with pranic energy.  And so the lord karma cannot come near and destroy the beautiful uplifting love relationship.

 

But this is not the complete solution.  To pay up the karmic debt, then both should practice charity to the unfortunate lovely creatures of God.  Doing this regularly, they in effect will be paying together their karmic debts.  In that way, their relationship will be cemented, and it will not be purely carnal; but it will verge on spiritual Love.  Thus, the two of them will not only overcome the material obstacles in life, but also climb the infinite ladder of perfection hand in hand, so that when one is left behind the other can lift him up.  This is valid.  God allows it. In fact, He wants not only the pair, but the children together with the couple to climb the ladder.  As they gather strength, they encourage people they pass along to follow them in climbing up, up the ladder of spiritual perfection --- perfect in Will Power, Intelligence, and Love.

 

That is what is meant by "communion of saints."  Those at the top of the ladder are trying to reach out a hand for those below to grasp and be pulled up. This is what Jesus Christ did.  And because He is that strong, He was able to pull up the whole of mankind and the world of enkantos to the level where they can make the first step.   Without Jesus Christ, mankind and enkantos (inferior creations) will still be in the bottomless pit, forever magnetized by material things and never able to detach from the pull to reach the stars above.

 

Aside from money and Love karmic debts, there are seven other major debts. But the discussion will be similar as above.  So with the corresponding payments.  Suffice to say that in the wheel of fortune, when one is up today, that necessarily he has to go down is not always true.  There are ways of staying up.  This one can do by first pinpointing his karma.

 

Everyone on Earth has.  That is why one is still here.  Then, he embarks on a conscious, well-planned action of paying his karmic debts.

 

Knowing One's Karma

 

And how does one know his karma?  In the stillness of the night or in the refreshing coolness of the early dawn, he should meditate and review his life? Look back ten years, or even 20 years, and deduce the recurrent problems.  Is it money problems?  Then it must be money karmic debts.  Is it Love?  Does she feel heart broken while single, as boyfriends come and go.  Or if already married, the husband turns out to be a philandering one?  Then it must be Love debts.  There are others; classify them.

 

The lord karma ironically collects when he sees you at the top, but when you are ready and willing to pay sometimes he blocks payment to further increase or magnify your payment.  Another is that your willingness to pay will free you from his grip and so he blocks this from happening, especially when it will already be full payment and thus you are about to become totally free from his grasp.

 

He is like a lawyer who does everything to win the case except get the final decision for fear of losing the client in the end.  He is like a mental doctor who continuously attends to a hopeless patient without confronting the parents of the hopeless situation for fear of losing a valuable customer.  He is like a minister who cannot service his parishioners adequately but hates to lose them to other ministries.

 

There are more examples, but common in them is the fear of losing one's hold on others.  It is a sign of a weakness.  It is a sign of affinity to a worldly event or material thing.  So with the lord karma.  He collects and collects because it is his duty to do so.  But he may entice you to request him to get special permit for deferring your payment.  And once given, he refrains from collecting, hoping you will finally consume your lifetime without really paying your karmic debt.  In that way, you cannot be admitted in heaven.  Because nobody but nobody is admitted in heaven if he has any karmic debt.

 

So it is really, in the final analysis, the responsibility of the individual to pay his karmic debt.  The lord karma will collect and collect to a point that you are frustrated in paying your huge karmic debt.

 

For example, a priest or a minister of God wants to put up a church whereby so many lost sheep of God will come back and converge.  This will assure the payment by the minister of his huge karmic debt.  But the lord karma will prevent that by doing his job religiously --- collect and collect money karmic debts right at the start when one is groping in the dark, laying the foundation of the church. He will collect and collect to prevent him from paying his bigger karmic debt.  Thus, he is a collector with ulterior motive.  Because of that, man possessed with Will Power, Intelligence and Love is allowed by God to chain his lord karma provided man in the process pays up his karmic debts even by installment.

 

So let everyone be forewarned of this deception.  Praying or arranging the nonpayment or even the complete erasing of one's record of karmic debts in the Giant Computer in Heaven will make the grand lord karma deliriously happy.  He thus delays one's going to the other side of the fence.  If he can still entice these "unlucky" persons with prosperity, or better still with gold tainted with karma, his victory is complete.  Anything not gotten through one's effort or the effort of one's direct parents is tainted with karma as this is a violation of the Law of Effort.

 

Protecting Your Inheritance from Karmic Collectors

 

But how about inheritance?  Your enjoyment of it is allowed.  But somehow, one has to allocate 10% to a church, or to charity, to be completely free from the prying eyes of lord karma.  Especially for inheritances, the lord karma has eagle eyes in collecting the karmic debts of the inheritors when it is turned into cash, since that could be used to elevate the fellow, for him to do well or do some worthy projects with the money to finally free him from karmic debt.

 

So what do you advice the inheritor out to sell his real estate or other inheritance?  Allocate strictly 10% of the proceeds to the building of a church, to charity, or to a project that will directly benefit the unlucky lovely creatures of God to alleviate their sufferings.  And in allocating, tell God the Father of this noble intention.  Put it in writing together with the words "No spirit can frustrate or take away this petition."   Bum it while praying.  This will inform the right and especially the left spirits in no uncertain terms that the remaining cash on hand is then free from the touch of lord karma.

 

With the money intact, now the fellow must use it for his uplift materially and, more important, spiritually.  It is a bonus from his parents, a bounty he did not work for but since part of his spirit came from his parents, therefore he is entitled to its benefits.  But definitely, the lord karma will come in and collect. That is why usually when somebody inherits and sells the property, the money is squandered and nothing comes out of it.  It is because the lord karma comes and works and activates the left spirit in the inheritor and entices him to spend the money in dubious investments, in wine, women and song.

 

Sometimes, he appeals to the "good" side of the inheritor through the lending of the money to people in need, but somehow these people in need (often relatives and friends) fail to pay.  Thus, little by little, money is dissipated. Sometimes, the lord karma entices his creditors to collect right away and thus the inheritor is forced to pay with the end result that not much is left of the lump sum which could be used to finance a beautiful project for God, or fellowmen, or for one's material mastery and spiritual perfection.

 

So this is how lord karma works. He collects and collects efficiently to foil your attempt to provide yourself with a project, with a business, or any apostolic venture which could make you pay up your karmic debts faster.  Thus, the young businessman with karmic debts will forever struggle to barely survive.  And if because of strong Will Power, he overcomes obstacles, lord karma will send an embezzler, or make his number one customer still with karmic debt go bankrupt, or just simply collect money karmic debts through fire.  And the poor struggling businessman who thought his problems are over with a booming business suddenly finds himself back to square one.

 

The Tithing Petition

 

And so what should your struggling businessman do?  Go into tithing and strictly stick to it. To announce to the spirit world his plan and to prevent lord karma from further collecting while he is voluntarily paying, he puts on his prayer to God the Father his intention of paying karmic debt through tithing.  He inserts in his prayer "protection" to prevent its being grabbed by left spirits and so fail to reach the destination by putting the words, "No spirit can frustrate or hinder the realization of this prayer."  And, finally, burn it with incense in the morning, preferably at noon, of a Sunday.  Thus, everyone is forewarned.  No lord karma can collect from him so long as he follows the tithing religiously.

 

This technique can be followed on a cash inflow basis, monthly or shorter depending on one's payday if one is an employee.  Tithes should preferably be released within seven days upon receipt of cash income.  When someone gets a big amount of money through inheritance or sweepstakes, or any jackpot or price from lottery, he states his intention to tithe right away.  In this case, 25% tithing is the more effective. By making the "warning" right away, then he prevents the lord karma from collecting.

 

So be forewarned and keep this in mind.  Know the deceptions of lord karma.  Do not complain of the deception to God the Father as he evenly gives one a way out through the gift of this discussion as a way out to go around the deception of lord karma.  You cannot blame him.  If you were in his shoes, you will be doing the same!  What is being done is to little by little take away soldiers from his army, by using Will Power, Intelligence, and Love to entice people to the path of heaven.  The lord karma is enticing people to remain on Earth through the lure of gold, the ecstasy of sex, or belief in oneself --- pride.  And not only that, he has his secret weapon.  But that is not a secret anymore, as revealed in the other chapters of this inspiration.

 

The Spirit Law of Tithing

 

For the first time, the operational mechanics of the spirit law of tithing are explicitly stated.  Those with higher Awareness due to the knowledge of this law will be rewarded with freedom from recurring money problems.

 

The new minister of God will meet so many parishioners who have money and would like to donate something as expression of thanks to the Lord for the benefit they get or to make up for their sins.  Some would even like to donate a parcel of land for a new church.  Under such very liberal offers, how does the new Minister of God face the situation?

 

Everyone has karmic debts.  Otherwise, he will no longer be on this Earth. He would have graduated in heaven.  So the problem is to pinpoint the karmic debt.  For money donation, the new minister of God should watch out for generous offers especially if the donation is for a special project like the building of a church, or a major repair of the present church.

 

To the prospective donor, the new minister of God should let her talk about herself, about her present problems.  If she has presently many financial problems, then she must surely have money karmic debts.  As such, the new minister of God is limited to accepting as donation only 10% of the cost of the major parts of the project (lot, buildings, statues, etc.), or 10% of the net worth of the donor, whichever is smaller.

 

Why the limit of 10%?  Because if it is more, then lord karma will have some "investment" in the church because the excess of the 10% amount properly belongs to him as part of his receivables.  The 10% given is the only amount at the disposal of the donor.   But if the 10% at the free disposal of the money recipient with money karmic debt is declared before God  as part payment of his money karmic debts, then God allows it as installment payment, and the lord karma is estopped from further collecting so long as the 10% money allocation of incoming cash is religiously observed.

 

This is spirit law and the person because of higher Awareness due to the knowledge of the law is then rewarded with freedom from his recurring money problems.  The lord karma has ulterior motives.  He collects everything at the earliest possible time to prevent the person with huge karmic debt from fully paying.  In that way, the person could be with him later at the time of Judgment Day when that individual has still balance of karmic debt.  This explains the brutal efficiency of the karmic debt collector.  Because of the inhuman efficiency of the collector he assigned, God allowed the 10% partial payment of incoming cash and prevents the collector from collecting if the borrower so declares by burning the piece of paper containing such petition/declaration.

 

How does the new minister of God make a pro-forma declaration for his parishioners?  He makes a form which he lets the individual copy in her own handwriting.  It is best if it is in her handwriting because it is readily identified. Second, it is more powerful because as the individual writes the thoughts, she concentrates and thinks about the thoughts and thus energizes the statement of declaration.  Third, she exerts effort and so the wish is easily granted.  The other side cannot complain.  The other side will complain especially if the individual is rich with so many assets but with equally heavy debts.

 

The Tithing Declaration

 

"Dear God The Father

 

"I, ______________(full baptismal name), born on ________ at _________ (birthplace is optional[), hereby pray to you to grant me this request, that 10% of my every incoming cash be considered as partial payment of my money karmic debts

 

"Because of this, I pray to you that the lord karma would no longer be allowed to collect from any of the remaining 90% of incoming cash.

 

"Furthermore, dear God, please give me the chance to pay all my money karmic debts through this process.  I will donate the 10% to the building of your church., to  charity. to the seemingly unfortunate lovely creatures you created, or to any upright church.

 

"Let no person or spirit tamper with this my solemn prayer.

 

"Your humble servant,

 

(Signature) ________________.

 

"P.S.: My dear Guardian Angel please present my prayer to God. Thank you."

 

After filling this up on a sunrise, then the individual prays to God and prays for his Guardian Angel to be around on such time (good aspect) or to be present at 12:00 noon, preferably on a Sunday, when he will release his thought prayer. In this way, when he bums the piece of paper with the declaration, his Guardian Angel will be present.  Otherwise, a left spirit might be present and grabs it.  The person should get rid of all negative thoughts before the burning, like anger, envy, disbelief, pessimism, worry, etc. as these negative thoughts and feelings attract left spirits that could grab the thought prayer and so it fails to reach God.

 

The individual will know that his petition has been approved when he finds that the money balance (90%) is still around with him after a week and there are no pestering collectors present.  One thing more, if the individual before the release of the thought-prayer into the ether can burn incense, then he is better assured that left spirits will be driven out and cannot tamper with his petition.

 

These then are what the new minister of God should advise his would-be donor.  This is the essence of tithing.  It is best that this procedure is done because it makes the contract tamper-proof.  Just giving 10% to a church or to a charitable institution will not necessarily bind the lord karma not to collect from the remaining 90%.  When your installment payment is not formally presented and approved by God the Father, even if you donate 10% lord karma collects from the remaining 90% if the karmic debt is big.  With this declaration, he is estopped.

 

The new minister of God can assist his parishioners in doing this declaration.  He can teach them, especially those with recurrent money problems. He can explain the idea of tithing as part payment of karmic debts and a special pass given the individual not to be visited anymore by the money collectors.

 

But he should remember, tithing does not exempt him from payment of other karmic debts.

 

Why does  God allow this privilege?  He allows it so that His ministers will live decently.  He allows this so that the seemingly forgotten lovely creatures of His will not despair, and so that they may feel the Love of God although these creatures are undergoing karmic payments of their own.  This tithing is what is meant by God when He says that all those who are at His special service will not be forsaken and their needs are taken care of.

 

As for the poor, they need not despair.  The mere fact that they have little money, no financial obligation, indicates that their money karmic debt is not that big.  Most probably, in their previous lives they were rich who were uncharitable to the poor.

 

Also, the minister should explain that tithing is not only used for paying karmic debts but also for drawing good luck or money prosperity.  As he keeps on paying, if he so overpays through tithing, the excess amount paid will be returned to him in the form of good luck, in the form of money ten times bigger than his tithing.

 

But the minister should explain this tithing technique is purely voluntary. And this act can free anyone from financial problems, even the ones with no enough cash.

 

Somebody will say, "But Father, the incoming cash is hardly enough. How can I pay my present creditors if I allocate 10% to the church and charity?"  Then the minister should reply, "Can a farmer expect to harvest if he does not set aside part of his bounty for the seedlings? You are tested on faith.  And when you go on this technique, so much discipline on your money spending is required."  Read "How to Spend Money Wisely" in Chapter 53 of INSPIRATION.  In doing this, you are therefore urged to exert effort.  Also, avoid borrowing money.  You will have a hard time paying, indicative of the lord karma collecting. Your borrowers or people with financial obligation to you will not also pay on time.  This is actually to teach you the important lesson on the wise use of God's resources.